"It is difficult to get a man to understand something, when his salary depends on his not understanding it"― Upton Sinclair
"The best and most beautiful things in the world cannot be seen or even touched - they must be felt with the heart" - Helen Keller
"The only impossible journey is the one you never begin" - Anthony Robbins
Our mission is to be your most trusted financial manager by providing comprehensive financial planning and wealth management services.
Based in the Brickell Financial District in Miami, Florida, our firm serves clients not only in Florida but also all around the world. Toller Stern Financial mission is to have a positive impact on the lives of our clients and their families matching our core values of integrity and transparency. We strive to fulfill this goal every day by delivering personalized planning solutions and ongoing service hoping to exceeds clients’ expectations.
Whether if you are planning for retirement or creating a long-term plan for your assets, or growing your business, or simply need to know where to begin, please consider a trusted investment advisor at Toller Stern Financial.
Our process is divided into these six steps
During your initial meeting(s) with your wealth advisor, your advisor will clearly explain or document the services to be provided to you while defining both parties’ responsibilities. An explanation of how your advisors are paid and by whom will also be provided to you.
The advisor asks for information about your financial situation and gathers all the necessary documents before advising you. In a discussion with the advisor, you will define your personal and financial goals, determine your time frame for results and examine your tolerance for risk as well as understand mutual expectations.
The advisor will analyze the information provided to assess your current situation and determine how you must proceed to address your goals. Depending on what services you have asked for, this could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.
The advisor will offer recommendations that address your goals, based on the information you provide. To make better-informed decisions the advisor will then review those recommendations with you. If you express any concerns over the recommendations by the advisor, the appropriate adjustments can be made.
Now that you have a comprehensive, personalized financial plan, it is time to act on it. You and the advisor should agree on how the recommendations will be carried out. The advisor will serve as your "coach," coordinating the implementation of the recommendations with you and other professionals such as tax and legal advisors.
A financial plan needs to change as your life changes. Your advisor will monitor your progress toward your goals, and keep you on track. Financial objectives, risk tolerance, and work and personal situations change over time. S/he will periodically review your situation and adjust the recommendations, if needed, as you balance life’s changes.